What Does It Take to Retire Early?
If you’re thinking about retiring early, the first question I’d ask is this: how much of your plan still holds up if the next ten years are messy? Then I’d ask how long you expect retirement to last, and whether the lifestyle you actually want is built into the numbers. Because if the plan only […]
Should I Convert My Traditional Savings to Roth?
You’re standing at a crossroads, holding your retirement savings, and Uncle Sam is offering you two deals. Door number one? Pay him later when you’re older and wiser. Door number two? Pay him now, and he’ll call it even forever. That’s essentially the choice between Traditional and Roth retirement accounts, and honestly, it could be […]
The Five Retirement Risks That Catch Retirees Off Guard
Looking to retire? Wondering how to time your exit in today’s volatile market? Let’s start with a little history lesson. When Chancellor Otto von Bismarck introduced the world’s first state pension system, retirement wasn’t exactly the extended chapter of life we know today. The retirement age was set at 70, while the average German man […]